I love the ornate simplicity of this Jan as well as your choice of colours which are in perfect coordination with your images. The offset frame is nicely done and I like your edge effects as well.
I am still working on something for this challenge and today have been perusing the various backgrounds in PSE to find something to get me started. I didn't realise there were so many! The only problem is that when I click on one it has to download first before I can view it full size in the layers pallet. While it only takes about 15 seconds or so to download one, it can be time consuming when trying to get through a bunch of them.
The effects in PSE have a lot of limitations- that's why I get frustrated with them. However, it is nice that they at least have some. Remember, if you find one you like and its not the right color, you can use "hue/sat" to change the color. Also, you can blend two papers using blend modes.
Here is my entry which I think is better than my other one from the last challenge. I am learning a lot and used a PSE background, a graphic, a rainbow gradient clipped to text and 4 pics that I took at the Sydney Vivid Festival in May. Click on the image to see it in full technicolour.