How to make recessed overlapping indented lines' frames

Jim,
Similar to this? 
Perhaps you wanted the horizontal, top and bottom lines on the "back" landscape inset (box) to run through. That would be easy to add. 
Took about 3 minutes. 
Clive 
Summary

• Duplicated the background layer.
• On the duplicate layer I created a box with the marquee tool and duplicated that rectangle <ctrl><J>
• Using edit layer style a stroke was added 
• On the duplicate layer I created the other box and duplicated it. 
• Using edit layer style a stroke was added to box #2
• Selected the duplicate background layer and added a random texture 
• Flattened, resized and added a stroke to the entire image

Jim,

Check this tut. Is this the frame effect you are thinking of?

How to Create Overlapping Frames

Thank you, Clive. That helps a lot. That's basically what I had in mind. The only slight tweak I'd like to know now is how to show all 8 sides of the two overlapping boxes (like the left-hand drawing shows in my original post). Any idea for that?
Here's my first try using your helpful instructions:

Thank you, Sepiana. That's somewhat along the lines (no pun intended) of what I wanted but Clive's instructions are almost perfect for what I had in mind. Now I just need to find out how to make all 8 complete sides of the overlapping rectangles or squares show in the image instead of only 6 sides. Thanks again.

Helen
That looks good. Can you explain how you were able to show all 8 sides of the two rectangles? 
In this example, the rectangle stroke lines are 10 pixels, so after flattening the layers, I added a 10 pixel black line to fill in where the rectangle strokes were missing.    
Clive 

I think that was because I had each rectangle on their own layer, Clive.

In my next example I deleted two layers because when I turned the eyeball on and off they didn't make a difference but perhaps that was a mistake.

I will try to explain what I did above.

1. Used the marquee to create a horizontal rectangular cut. Stroked that layer and gave it an inner glow using black.
2. Duplicated that layer. Filled it with black, released the marching ants and blurred the black to give a shadow effect.
3. Used marquee to create a vertical rectangle. Stroked that layer and gave it an inner glow using black.
4. Duplicated that layer. Filled it with black, released the marching ants and blurred to give a shadow effect.
5. Created the composite.

These are not at all what the others have offered, but I am curious what you meant by "recessed or indented".  These are the opposite of what I think of as recessed, but the effect could be made to look behind as well as above, and lines around the rectangles could be added if desired.