Sepiana, I love your last entry. I've used this template myself a couple of times for cards. They were nice, but could not compare with the effect you achieved. I'm fairly sure the template came from an offering in the Village, but have no last name for Susan either.
Rita, thanks for the nice words!
Yes, you are correct. Susan was a longstanding member on the now-closed EV forum. I don't believe she made her last name known to the membership-at-large.
Photoshop Elements 7, Photoshop Elements 10 through 2021 Photoshop 2021 & Lightroom Classic 10 Windows 10 Pro