Type some text - use a bold/fat font for best results
Open a background paper or make one of your own using brushes and contrasting colors - small print design on paper works best
Visually place background paper over text - Paper must be over text for the background paper to appear within the text (Example above does not show paper over text - you would move the paper over the black text before clipping)
While on Paper Layer in Layers Panel -- Clip paper to text - Layer> Create Clipping Mask
Go to paper layer -- Move and resize paper to get the look you want
Add Bevel on text layer - Layer> Layer Style> Style Setting> Bevel/Up/25 pixels
You can also use this technique to clip background paper to any shape.
I am using PSE 2020 on a Mac with Catalina I have not included keystroke shortcuts because your version of PSE and/or OS may differ
Lillias -I love how your text really dresses up the page. This has always been a favorite design technique of mine. I notice I broke away from doing it but now I’m planning on using it more